|
|
 |
|
|
|
|
number, customer information, and the current balance. The balance is then zeroed out, the master bank transaction repository is updated, and the account is closed. |
|
|
|
|
|
|
|
|
If the account being closed is inactive, the application notifies the bank teller. Perform the use case Canceling a Transaction. |
|
|
|
|
|
|
|
|
If the bank teller indicates to the application that the customer is not authorized to close the account, perform the use case Canceling a Transaction. |
|
|
|
|
|
|
|
|
If the customer is authorized to close the account, but the account is deficient, or the customer owes money to the bank, and the account being closed is the last or only one the customer has, the application notifies the bank teller. In the case where there's enough money in the account, the bank teller has the option of performing the use case Withdraw Funds on behalf of the bank in the amount of the debt owed. |
|
|
|
|
|
|
|
|
If the account number entered by the bank teller is incorrect, the application informs the bank teller. The correctness of the account number is determined in one of two ways: |
|
|
|
|
|
|
|
|
1. The account number entered by the bank teller is compared with all account numbers in the bank account repository. |
|
|
|
|
|
|
|
|
2. The second, fourth, and ninth digits in the ten-digit account number must always add up to 24 (to reduce the risk of errors due to keying more than one key simultaneously or other typos). |
|
|
|
|
|
|
|
|
Processing Funds Transaction |
|
|
|
|
|
|
|
|
The application prompts the teller for the account number. After the teller provides the account number, the application verifies that the account is still active and prompts the teller to verify that the customer is authorized to deposit to or withdraw funds from the account. If so, the application displays details about the account, including the customer's full name, Social Security number, account status, and account balance. The teller enters the amount of the transaction and applies it. The application persists the transaction to the account repository. |
|
|
|
|
|
|
|
|
If the customer isn't authorized to deposit money in or withdraw money from the account, the application notifies the teller. Perform the use case Canceling a Transaction. |
|
|
|
|
|
|
|
|
If the amount being deposited exceeds $10,000 in cash, the application notifies the bank teller that the amount exceeds the federally mandated limit regarding such cash transactions. The application then presents to the bank teller the required cash deposit record form online, transferring the information from the application. When the bank teller has completed reviewing the form, the bank teller indicates to the application that the form is correct. The form is printed out for the customer's signature. |
|
|
|
|
|